You’re right - it’s a big racket. All this publicity about Obamacare making health coverage more available. It just seems to benefit the insurance companies.

You pay a high premium per month, then pay a deductible, then usually coinsurance. If you can go with all copays that’s desireable. But many plans use coinsurance, which if you have a surgery you will really pay a lot of your savings.

It’s a scam.

Written for 45+ newspapers/mags. Written some books — see Visited 48 states, 30+ countries.

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